Getting Hotels with Reward Credit Cards
One of the biggest challenges we face when travelling is the cost of lodging. Here are some great ways that you can stay in the best hotels without breaking the bank. No more sacrificing and staying at one star properties and hoping you don't come home with a disease.
Club Carlson Premier = 85,000 Bonus points
Experience what it means to be truly rewarded with your new Club Carlson Premier Rewards Visa Signature card. It is designed to reward you with Gold Points for each purchase... starting with up to 85,000 bonus points.1 Plus maximize your points when you redeem with Bonus Award Nights.
US Bank Club Carlson Rewards = 60,000 bonus points
Experience what it means to be truly rewarded with your new Club Carlson Rewards Visa Signature card. It is designed to reward you with Gold Points for each purchase... starting with up to 60,000 bonus points.1 Plus maximize your points when you redeem with Bonus Award Nights.
Marriott Rewards Premier Credit Card
Earn 50,000 Points after spending $1,000 in your first 3 months from account opening
Receive 1 Free Night Stay after account approval in category 1-4 locations
Receive 1 additional free night stay at a Category 1-5 location every year after your account anniversary date!
Starwood Preferred Guest® Credit Card from American Express
Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
That’s enough for a weekend getaway to a Category 4 Hotel.
Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Some hotels may have mandatory service and resort charges.
Keeping yourself organized
One can quickly find themself in over their head when it comes to figuring out spending minimums or blackout dates qualifying periods and milage or reward expiration dates. Unless you are an excel master I suggest finding an online site to help keep you organized. There is no point in trying to figure out how to recreate a wheel if you already have a functioning wheel.
This is a free online service that helps you manage and track your rewards. This site will track your balances in one place and you can sign up to recieve alerts if your miles or rewards are going to expire.
This is another one stop shop where you can store and organize all of your points, rewards and miles. Never lose a single perk you work so hard to earn. This site offers a free membership that has limited services or has a premium package for $29.99/year.
This is another option for tracking your rewards. It is great to have many tools available so if one system or format doesn't work for you there are other great and free options to help you maximize your rewards. They also help save time by keeping track for you.
Getting your free Annual Credit report
Before diving in it is a great idea to know where you stand. What your fico credit score is as well as inquiries or other things that you may have forgotten about in your credit history. There is no reason to go out and pay money when there are sites available to get your information for free.
Here is a link to one I have personally used.https://www.annualcreditreport.com/index.action
If you carry a balance you will end up hurting yourself
If you are a person that doesn't manage your money well and relies on your credit cards just to keep you afloat each month this is probably not for you. You could find yourself getting into more debt by opening up more lines of credit. These suggestions work best for people that have control over their finanaces.
I have seen the benefits of these amazing rewards. They can come at a price and that is self discipline. Understanding the rules and fine print is essential and most importantly is to not rack up debt to qualify for a free flight. No flight is worth paying 18%+ on any existing balance. Be smart and you can reap the benefits too.